Retirement strategies

Everyone aspires to a comfortable life when they retire. But to make these dreams a reality, it’s essential to start planning as early as possible. The earlier you begin preparing, the more flexibility and confidence you’ll have later in life.

We combine expert knowledge with a down-to-earth, proactive approach. Whether you’re already contributing to a pension or just starting out, we offer no-nonsense, sound retirement planning advice that helps you make informed decisions and avoid unnecessary tax liabilities.

Clear advice, in a complex world

There are a variety of pension schemes available to UK savers, but the rules that govern them can be complex and ever-changing. Our experienced team keeps on top of the latest developments, so you don’t have to.

From understanding contribution limits to navigating drawdown options and the Tax implications of your decisions, we’re here to provide practical advice that simplifies the process and supports your long-term goals.

Wealth planning that works for you

Retirement isn’t just about pensions – it’s about your entire financial future. By taking an overview of your wealth strategy.

Together, we work with advisers to help ensure you have the right plans in place to enjoy retirement to the full, whatever that may look like for you.

With great people behind your plan, you can expect great results.

Thinking beyond retirement

As you approach retirement, it’s also important to consider what happens next. Carefully managing your estate could mean more of your wealth goes to the people and causes that matter to you.

Without planning, Inheritance Tax could reduce the value of your estate and limit what you can pass on to friends, family or loved ones. That’s why we take a holistic view, offering tailored advice to help structure your affairs in a way that is both compliant and tax-efficient.

If you own a business or hold a significant shareholding, we can also support you with succession planning—making sure you can exit, sell, or pass on your interest in the most efficient way possible, minimising exposure to Capital Gains Tax and other liabilities.

We’re here for every stage of the journey

Retirement planning should feel empowering, not overwhelming. Our team is friendly, approachable and easy to talk to—ready to help you whether you’re at the start of your savings journey or refining a long-established strategy. With Grunberg, you’ll receive personal support backed by deep expertise and a positive, forward-thinking mindset.