Around 20 per cent of property investors intend to stay in the market for life

According to a new study around one in five landlords intend to remain in the buy-to-let market indefinitely, while a similar number of portfolio landlords intend to do the same.
Put together by Foundation Home Loans, the new research suggests that around 37 per cent of landlords are unperturbed by the recent changes to tax, which has seen a reduction in tax relief on mortgage interest and the creation of a three per cent surcharge on the purchase of second homes.
Breaking the data down by age group, one in ten landlords aged 18-34 intend to remain indefinitely, rising to 17% of those aged 35-54 and 20% of those aged 55 and over.
The area of the UK most likely to see landlords hold on to property is the East of England, where nearly a quarter of respondents said they planned to remain in the buy-to-let market.
The average investment length for a portfolio landlord, i.e. an investor with three or more properties, was 15 years. In comparison, smaller investors, with one or two properties, only planned to hold onto their investments for roughly 10 years on average.
Jeff Knight, Marketing Director at Foundation Home Loans, said: “There have been ripples of concern that a mass exodus of landlords is expected, and certainly the changes introduced are a handful to deal with if not addressed in the right way. But this is clearly an exaggerated view of the market.
“With so much interest in investing in the long-term, it is therefore imperative that newer landlords are sufficiently supported to avoid any knee-jerk exits. This is particularly the case for portfolio landlords as diversification is important to maintaining cash flow. Seeking the help of a financial adviser will help landlords navigate these hurdles, professionalise their approach and ultimately ensure they can remain in the market.”
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